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My credit union teller laughed at my handwritten budget notebook and said one sentence that saved me $340
She pointed at my grocery line and said "you wrote $200 but the last 3 months you averaged $340," so I started budgeting off my worst month instead of my best guess, and somehow that made the whole thing stop falling apart.
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joseph45511d ago
How did you figure out your "worst month" number without making the budget feel impossible to stick to? Like if I set my grocery line at my worst month I'd probably just give up by week two. Did the teller say anything else or was that it?
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