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The $3 receipt app that made me ditch my envelope system
I've been doing the cash envelope thing for like 4 years now, and I was super proud of it. But last month I overheard a guy at the coffee shop saying his budget app caught a $45 subscription he forgot about, and it just clicked. I downloaded a free trial version and dumped my last 3 months of bank statements in there. Turns out I was spending $28 a month on a gym I haven't gone to since January. Now I'm using the free tier to track everything, and I swear it's saved me over $100 already this month. Anyone else ditch physical cash for an app after a similar wake up call?
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