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My neighbor the accountant told me to cash flow my vacation. He was right.
Danny from next door saw me putting a trip to Mexico on a credit card. He said, just save $200 a month for 6 months instead. I rolled my eyes but tried it. Put $200 in a separate envelope every paycheck. Paid for the whole trip cash, no interest. Has anyone else had someone give you boring advice that actually worked?
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troy_adams3mo ago
Did you at least treat yourself to one fancy margarita with the money you saved on interest?
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the_hannah3mo ago
My sister gave me the same boring advice about Christmas gifts a few years ago. She said put $50 a week in a jar starting in July and by December I'd have $1200 for presents. @troy_adams is right about the fancy margarita though, that interest savings can go to something fun instead of the credit card company. I ended up buying a cheap margarita machine off Facebook Marketplace with my saved interest and it was way more worth it.
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